More By: Ann Sanfelippo

Breaking the Myth: All Debt is Bad.

All debt, whether good debt or bad debt, has the same outcome. You receive now but you give back in the future. The only significant difference is that one debt works for you instead of against you. Is your wealth mentality itching to know the difference?

Good debt is anything that increases your net worth or has some future value.

Good debt enables you to anchor your assets, manage your finances and increase your value. Certain examples of beneficial debt are mortgages, student loans or a loan to consolidate debt; all of which are usually with lower interest rates. These investments will grow in value or generate long term value – unlike bad debt.

Bad debt is debt incurred on purchases […]

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Say Goodbye to Your Money Struggles

Every day you are faced with thousands of choices. They may be as trivial as what to eat for breakfast or as monumental as what career path to take. Regardless of the type of choice, your choices create your reality.   No choice is without consequence.

It’s when we finally realize that each choice bears a consequence that we can finally break free of our money struggles.

Life isn’t that difficult.  We make it difficult. We have the power to change our current circumstances every minute of every day.  When the pain of staying the same outweighs the pain of change – we decide to get out of our comfort zone and try something new.

Your First Step to Stop Struggling

Your first step […]

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How do you view real wealth?

It’s easy to think that once you become a millionaire, you’re set. All your financial woes go away, and you have “made it.” However, this kind of mindset is dangerous because real wealth is not measured by how much you have, but rather how long you can last on what you have.

Are you looking at your saved money as real wealth?

When people think about “lasting on the money I have,” they immediately want to save more and put more money in the bank. Over years of traditional thinking, most employees would think this way. However, sooner or later, the inevitable will happen. The money you have in the bank will run out. To the financially educated, they are looking at 1) […]

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Stop Standing in Your Own Way

People have many excuses for why they never pursue their dreams.

They will blame everything from their employers, to their children and their lack of time.

But the reality of it is that the only thing holding you back from accomplishing your goals or success as an investor is…YOU!

Maybe it comes from a root of laziness or cynicism? Or maybe your dreaded frenemy, fear. Fear can be broken down into many categories such as fear of failure, fear of disappointment or the most popular…fear of rejection.  

These self-limiting characteristics will keep you from accomplishing your dreams. Regardless of what you’ve been told, YOU are your own worst enemy. Not your time, not your obligations…YOU! And unless you take the bold […]

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Getting Back To Basics Of Investing

Are you feeling stuck? Are you struggling to see the success you were hoping for when you became an investor? Today, allow me to encourage you go back to basics and look back at “why” you chose to become an investor.

Evaluate The Basics Of Investing

When you go back to the basics of investing, you can more easily review what you have done and change what you need to fix. Usually, when we are feeling stuck or can’t move forward, it’s because we did something different along the path. We deviated from our initial strategy and those actions may have taken us “off-course.”

Are you paying yourself first? When you are building wealth, paying yourself first is a top priority. […]

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Keeping Money Organized

Don’t Allow Your Finances To Become A “Junk Drawer”

Opening the kitchen “junk drawer” trying to find a pair of scissors can be frustrating. Many kitchen “junk drawers” are filled with things that are for one-day-when-I-need-this or items that don’t really have a specific home. We throw them into the “junk drawer”, close the drawer and hide the disorganization behind the drawer knob.

Many times, our finances behave the same way. We sometimes keep our receipts & sometimes we lose them. If we keep the receipts, they start to pile up on the desk. When you need it again, the ink has faded away with time. Sometimes it’s so bad that you can’t find a folder you stuck somewhere when quickly cleaning […]

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Summer – Time to begin taking action

As this season provides opportunities to reflect, I want you to think about YOUR EVERYDAY DECISIONS.

What kind of thoughts are you thinking?
What kind of choices are you making?
Are you taking action?

If not, let’s try to identify what could be hindering your ability to attract wealth. Every decision we make is based on some kind of declaration we have made to ourselves. Thus, we have agreed with the logic or emotion of the thought and therefore, we create an alliance with it.

You Are What You Think

You may have had an experience where a teacher or parent or friend implied you’re not good enough to have more success than them. If you agreed with that statement, you may be feeling guilty for wanting […]

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Investors Focus On Cash flow



When you are considering getting into investments, always remember that “Cash flow is King.”  What exactly is cash flow? It’s when you are making money without you physically needing to work for it.  Who doesn’t want more of that, right?

There are 4 basic asset classes to consider when investing: real estate, business, stocks, and commodities.  Three of the four can bring cashflow or passive income.

The Real Estate “Work Hard” Approach

Flipping houses looks much easier on TV. Many TV show celebrities have made their fortunes creating shows demonstrating how to buy a property, fixed it up and sell it at a considerable profit. Many new investors who consider getting into real estate start by purchasing an ugly house, try to […]

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Let Passion Be Your Driving Force

Passion is the driving force that brings success. In all our decisions, there is a variety of motivation and intensities. But when passion kicks in, it’s the one thing that makes us want to “leap out of bed in the morning” and begin the day with purpose. Moreover, dedication begins long before you see a profitable dollar. It’s an attitude that ignores distractions and bashes through obstacles with flexibility and end-goal-strategy.  That is because passion is a force with the power to propel you forward. Passion leads to attracting wealth!

An opposite emotion, fear, is notorious for suppressing passion. Fear has an equally powerful effect on your thinking, words, and actions. Fear brings up “what if” scenarios and old mindsets that […]

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Seek Out Exceptional People Like Your Mentor


As you choose to step into this new world of attracting wealth, it is imperative you surround yourself with the right people. You cannot possibly know everything about everything. To streamline your way to success, invest in your greatest asset – YOU – and hire the expertise of a coach or mentor who has done what you want to do. Hiring your mentor or coach requires a delicate relationship balance. You must be willing to learn from them, and they must be ready to guide you.

A mentor is someone you should trust

Free advice is precisely that: Free. It doesn’t cost you anything to hear it. Free advice requires nothing for someone to give it. It usually has little value. Therefore, you want to invest in a coach […]

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